NKS Financial - Neal Smith
Your Lender for Life.
"Neal Smith and his team know how to solve problems under any circumstances and not blame outside forces."
Katie Butler
Better Homes & Gardens Real Estate
The NKS Financial Process
Experience
Once you complete an easy-to-use online application, you will have a one-on-one consultation with Neal to get you the best mortgage option for your goal.
Win the Deal
Once you find the right house and your offer is accepted, our team will put you in position to close in XX days. Our team will be with you every step of the way to make sure your deal goes as smoothly as possible.
Client-Focus
Besides the peace of mind of an easy process, you will understand all the details of your transaction. Getting a mortgage doesn’t need to be complicated, and we’ll help you understand how you can leverage your mortgage in the future.
Finding the right mortgage lender will help you build your wealth.
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The Mortgage Lender Who Cares
NKS Financial, founded by Neal Smith in 2002, is a trusted mortgage lender based in Sacramento, California, specializing in home loans, refinancing, and reverse mortgages. We help homebuyers, homeowners, and retirees secure the best mortgage solutions tailored to their needs.
Our client-first approach simplifies the home loan process, ensuring clarity, transparency, and personalized service. Whether you’re purchasing a home, refinancing for better rates, or exploring reverse mortgage options, our expert team is here to guide you every step of the way.
Contact NKS Financial today for top-rated mortgage services in Sacramento and beyond.
Reviews
"Neal was easy to communicate with, helpful, and informative. This was a confusing and overwhelming process, but he gave it to us straight with no judgment. Would highly recommend working with Neal and his team."
Always taking great care of my clients and maintaining a level of communication and professionalism at the highest level possible. Thank you again!
I've worked with Neal twice over the years, and he has been wonderful at listening and helping me figure out what's right for my finances and family.
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