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818 University Ave
Sacramento, CA 95825

Phone: (916) 736-3575
Fax: (916) 244-2697
Email: neal.smith@pcmloan.com

A few times a month, we send out useful articles and information to our clients and business partners. We would love to include you!

Your FICO Score

The subject of credit scoring has become an increasingly hot topic, and for a good reason. For many years, the general public only associated the concept of credit scoring with the need to purchase high-ticket items such as a new car or home. Today, credit scoring goes much further.

Your credit score can affect your ability to get a good rate on car insurance, cell phones, or even determine whether or not you get the job you want. Indeed, the financial snapshot provided by the credit score has also become a gauge for many employers, especially those who seek to place employees in a position of financial responsibility.